PocketSeeds
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Current Balance
₹0
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Safe to spend ₹0
Per day ₹0
Income
₹0
Expenditure
₹0
Quick add
Tap one — change the amount if yours is different.
Saving coach
SIP & mutual funds
Where the money went
Income this month
₹0
Auto monthly income (1st–7th)
Salary and fixed income are credited automatically on your chosen day between the 1st and 7th.
Daily earning
Shop, auto, tailoring, milk, daily wage — add what came in today in one tap.
Income entries
Expenditure this month
₹0
Recent activity
Pay by UPI & auto-log
Opens your UPI app with the amount filled in and records it in expenditure.
Import UPI messages
Paste any number of PhonePe / GPay / bank messages.
Kirana / shop credit (అరువు)
Money you owe the shop and pay at month end — tracked separately so your balance is honest.
All expenditure
I owe
₹0
Owed to me
₹0
Interest running per month
₹0
Hand loans with interest (వడ్డీ)
Enter the rate the way it is spoken — ₹2 or ₹3 per 100 per month. Interest is worked out for you.
Chit funds (చిట్టీలు)
Track every instalment, whether you have taken the chit yet, and what you are up or down overall.
Reminders
Total saved
₹0
How much should I save?
SIP & mutual funds
Savings rate
20% of income is the classic target. Whatever you pick, the coach recalculates your daily limit.
Emergency fund
Festival & function fund (పండుగ)
Sankranti, Ugadi, Dasara, a wedding in the family — save a little every month instead of borrowing at the last minute.
Gift book (మొయి / కట్నం)
The notebook every family keeps at weddings — who gave how much, and what you should give back when their turn comes.
Received
₹0
Given
₹0
Savings history
Lumpsum calculator
Everything else
Worth two minutes
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Reminders
They ring at 7:55 in the morning, before the day starts.
Holidays
Public · OptionalFestivals & important days
Insights
Invite friends
Emergency help
Gold rates
50/30/20
Members
Who owes whom
Trend
What moves the score
Estimated tax saved
₹0